Your enrollment/document processing fee will be charged to your card once your onboarding is completed. If your onboarding is not completed within 72 hours of your portal being turned on, we will cancel your account with Kredit Fairy Financial Solutions LLC. Credit Monitoring through Smart Credit is required. This assists us in viewing your 3Bureau scores monthly. This is an additional monthly fee of $18. This fee is deducted during enrollment as well. Monthly payments start a month after your enrollment payment and is based on the anniversary date. For example, if your card was charged on the 20th of the month, your payment date will then be set for the 20th of the month moving forward. We allow clients to move their payment date by 5 days. You can request this change by contacting customer service at email@example.com to make this adjustment.